Our subscription plans

How do I pay my monthly subscription fee?

You don’t need to do anything. We'll take your fee directly from the GBP wallet in your general investment account. If you don’t have enough cash available, we’ll take it from your USD wallet. And if there isn’t enough cash in either wallet, it will come out of your stocks & shares ISA.

Failing that, we’ll need to sell some of your assets to cover your fees. So, to avoid this, please make sure you have enough cash in your account to cover your fees each month.

Are there any charges, other than the subscription fee?

We charge an FX conversion fee of 0.50% if you buy an asset using a different currency to the quoted currency. For example, if you use GBP to buy an asset that’s quoted in USD.

The PTM levy and stamp duty do apply to some investments, and ETFs and Investment Trusts usually have their own management fees. You can find this information in the asset’s key information document.

Can I cancel or downgrade my subscription at any time?

Yes, that’s right. But there are a few things you’ll need to do before you can switch to our free Core plan.

If you’ve got a stocks & shares ISA, you either need to transfer it or sell any assets held within it and withdraw the cash. If you've been using a USD wallet, you’ll need to transfer any cash because you’ll lose access to currency wallets. And if you’ve got a Plus plan, you’ll need to sell any assets that are only available with that plan.

Once you’re done, head to your profile in the app, tap ‘Your subscription plan’, swipe to the Core plan and tap ‘Downgrade to Core’.

And that’s it. Your Plus plan subscription is cancelled. Simple.