Introduction

Welcome to commission-free investing with fair, flat fees. Whether you're a cautious or adventurous long-term investor, we have a price plan to suit your investment style. And if you want to switch plans, there's no extra joining or exit fees. It's simple and affordable.
 CorePlusPremium
Monthly fee£0Up to £6.99Up to £10.99
Flexible Cash ISA
General Investment Account
Flexible Stocks & Shares ISA
Self-invested Personal Pension
£0 commission
In-app transfers
Range of global stocks & ETFs4,600+6,100+6,100+
Interest on uninvested cash*2.02% AER3.04% AER4.07% AER
FX fee0.99%0.50%0.39%
Limit orders
Mutual funds
USD & EUR wallets (GIA conly)

*Variable. AER stands for Annual Equivalent Rate and shows you what the interest rate would be if interest was paid and compounded once a month.

Foreign exchange

We calculate our FX fee by taking the current rate by the margin rates below. This rate is then applied to the money you want to convert to get the actual fee taken by us.

1.321 (example FX rate) x 0.005 (0.50%) = 0.00661

£100 (GBP) x 0.00661 = $0.66 (USD)

So, you'll get $132.10 (USD) from the simple FX conversion, minus our fee of $0.66 (USD), which is $131.44 (USD).

FX markets hoursMargin rate
Monday-Friday (during market hours)0.99% (Core), 0.50% (Plus), 0.39% (Premium)

Other charges

Failed payment or late settlement£25Failed payments including rejected debit card payments plus 8% above Bank of England base rate charged on debt.
Paper documents sent by post£3 + VATPer document for sending consolidated tax certificates and statements and duplicate copies, including contract notes.

Government charges

UK stamp duty0.50%This is paid when you buy UK listed shares. The 0.50% is applied to the total trade value.
UK PTM levy£1A flat rate of £1 is applied when you buy or sell UK shares with a trade value of over £10,000.

Notes

  • Your plan will be charged on or around the first business day of each month. You can review and change your service plan easily online (read our price plan FAQs for more information).

  • Your new plan fee will usually be effective once you switch plans. You will be charged for the number of days you remain on a given plan during the regular cash collection cycle.

  • If at the end of the Business Day you do not hold any assets (including unsettled trades) other than cash in your Account(s) (“Custody Service Fee”), we will not apply a fee.

  • For new plans starting part way through the calendar month, you'll be charged a Custody Service Fees, pro-rated for that month. You will also be charged for the number of days you have access to the plan within that month.

  • The Custody Service Fee will be charged on or around the third Business Day of each month.

  • Fees and charges (except FX charges) are charged in GBP. If you don't hold enough GBP (cash) in your Account, we'll convert any currency you hold at the Currency Conversion Rate to which we apply a spread (see above). The range of currencies are limited to what we can offer at that point in time. For further details, please refer to our Application.

  • No fee is charged for managing an ISA Account.

  • Please read our Fee Tariff for more information.

  • Interest on your uninvested settled cash (for all accounts) will only be paid on settled cash balances, which means cash available to withdraw.

    Interest on your uninvested settled cash in your GIA, Stocks & Shares and SIPP, will only be paid on settled cash balances, which means cash available to withdraw. Interest is variable. AER stands for Annual Equivalent Rate and shows you what the interest rate would be if interest was paid and compounded once a month.