Transfer your pensions, ISAs and GIAs

Earn between £350 and £2,000 when you transfer your General Investment Account (GIA), Stocks & Shares ISA and/or pensions to us before 14 May 2025.

T&Cs apply. Cash ISAs not included.

When you invest, your capital is at risk.

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How it works

To qualify, initiate your transfer(s) before 10pm (UK time) on 14 May 2025.

The minimum qualifying amount is £25,000. This can be combined across investment accounts, eg £10,000 to your Stocks & Shares ISA and £15,000 to your SIPP.

You will receive your bonus on or before 10 September 2025. You can place trades and/or fund another account with it.

The transferred amount must remain invested for at least 12 months.

Amount transferred

Bonus awarded

£25,000 - £49,999

£350

£50,000 - £74,999

£600

£75,000 - £99,999

£700

£100,000 - £249,999

£1,000

£250,000 - £499,999

£1,600

£500,000+

£2,000

Capital at risk. T&Cs apply. Cash ISAs not included.

Benefits of transferring to us

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Premium for £0*

That’s right! You can enjoy our Premium plan for £0 a month for 12 months*. All you have to do is download the app, create an account and switch to our Premium plan. *T&Cs apply.

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£0 commission

Have more cash to put towards your investments by saving money on commission on every trade. Other charges apply.

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Variety of investments

Invest in 3,000+ US shares, Large-cap UK shares, 400+ ETFs, Investment Trusts and REITs. With Plus, you’ll get Mid and Small-cap UK shares, AIM shares and 1,000+ Mutual Funds. See our price plans for more information.

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Earn 2% interest

You will earn 2% gross interest (2.02% AER) on your uninvested, settled cash within any of our CMC Invest accounts. Read more about our 2% cash interest here.

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FX fees

For every international share you buy or sell, we’ll always offer an FX fee of 0.50%. When you switch to Plus, you’ll get a USD and EUR wallet, so you can convert GBP to USD or EUR once and hold it for future investments.

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In-app transfers

Combine and manage existing pensions, ISAs, and General Investment Accounts with our easy-to-use in-app transfer process. You can start a transfer request in as little as 30 seconds to do a full or partial transfer and be kept up to date with our transfer tracker.

Straightforward and transparent price plans

Browse and choose from one of our plans that suits what you need. No hidden fees, no nasty surprises, just straightforward and transparent pricing. FX fees and UK government charges may apply.

Core

Plus

Premium

Core

Core plan

£0

Always pay nothing for our Core plan. Our Core plan will always be £0/month.


Accounts

  • Easy access Cash ISA
  • General Investment Account
  • Flexible Stocks & Shares ISA
  • Self-invested Personal Pension

Benefits

  • £0 Commission
  • 3,000+ US shares
  • Large-cap UK shares
  • 400+ ETFs and Investment Trusts
  • 2% interest on cash balances

OFFER

Plus

Plus plan

£10 £0

Get our Plus plan for £0/month for the first 3 months* then pay up to £10/month.


Accounts

  • Easy access Cash ISA
  • General Investment Account
  • Flexible Stocks & Shares ISA
  • Self-invested Personal Pension

Benefits

  • Everything in Core
  • 1,000+ Mutual Funds
  • Mid & Small-cap UK shares
  • AIM shares
  • USD & EUR wallets (GIA only)

OFFER

Premium

Premium plan

£25 £0

Get our Premium plan for £0/month for 12 months^, then pay up to £25/month.


Accounts

  • Easy access Cash ISA
  • General Investment Account
  • Flexible Stocks & Shares ISA
  • Self-invested Personal Pension

Benefits

  • Everything in Core and Plus

When you invest, your capital is at risk.

*Plus plan 3-month free promotion terms and conditions.

^Premium plan 12-month free promotion terms and conditions.

For the full list of platform benefits, compare our price plans.

How to transfer

You can transfer your existing pensions, ISAs and GIAs by following our three steps.

  1. Complete our in-app transfer form, where we’ll ask for details about the provider you want to transfer from and what you would like to transfer to us. Switch to our Premium or Plus plan to transfer into our Flexible Stocks & Shares ISA and SIPP account.

  2. Now we’ll handle it from here. Through our app, you can track the progress of your transfers and we’ll notify you when you’ve hit a big milestone in your transfer journey.

  3. Hooray! You’ll get a notification when your transfers are completed, and you’ll be able to see your transferred assets in the app.

When you invest, your capital is at risk.

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Frequently asked questions

What is the transfer bonus?

You can earn between £350 and £2,000 when you transfer between £25,000 and £500,000 (or more) into our investment accounts (Cash ISAs not included). Existing or new customers must initiate all transfers by 10pm (UK time) on 14 May 2025 to be eligible.

When does the transfer bonus window end?

You will have until 10pm (UK time) on 14 May 2025 to initiate your transfers to an investment account (GIA, Stocks & Shares ISA and/or SIPP).

When do I get my transfer bonus payment?

After the cut-off date, 14 May 2025, there will be a 90-calendar day settlement window for all your transfers to be completed, after which we’ll calculate your transfer bonus amount.

Once calculated, your transfer bonus will be credited to your general investment account on or before 10 September 2025. You can place trades and/or fund another account with it.

If you close your account or transfer out your assets within 12 months of receiving the bonus, you will lose the bonus paid.

Is it free to transfer an account?

We don’t charge you to transfer an account with another provider to us. You should always check with your current provider if they charge an exit fee though, as some providers do. We’ll never charge you an exit fee either, so there’s no charge to transfer into CMC Invest or out from us to another provider. Under certain circumstances, we may cover your exit fees when you transfer to us.

What information do I need to start a transfer?

We’ll just need a few basic details from you, including your current provider’s details and your account number (sometimes called your account reference or client ID) with them. You’ll also need to choose the type of account you want to transfer to us.

You can only transfer a general investment account with another provider into your CMC Invest general investment account. You can transfer a cash, stocks & shares or innovative finance ISA into your CMC Invest Stocks & Shares ISA.

You’ll also need to choose whether you want to do a full or partial transfer – partial transfers take a little longer as you’ll need to tell us which assets and cash amounts you want to transfer in. This method is for transfers from UK brokers. If you want to transfer from a different source, we can arrange this and communicate the requirements via secure message in our app.

Does transferring an account affect my ISA allowance?

No, transferring an existing ISA from another provider to us doesn’t count as a new contribution towards your ISA allowance. When you transfer, we’ll get what’s known as an ‘ISA history form’ from your current provider. This tells us how much of your ISA allowance you’ve used for the current tax year so we can apply it to your account with us. Once your transfer is complete, you’ll see the allowance on your CMC Invest ISA account update to the allowance used at your previous provider.

How long does it take to transfer an ISA or GIA to CMC Invest?

Transferring an existing ISA or general investment account (GIA) from another provider to your CMC Invest account usually takes around 30 days to complete. This can vary though, depending on how quickly your current provider responds to our request.

The quickest way to transfer is to follow the steps in our app – just enter the details of the account you want to transfer and submit your transfer request. We’ll then get in touch with your current provider to arrange the transfer. You’ll be able to track the progress of your transfers in the app, with our handy transfers dashboard. This method is primarily for UK broker-to-broker transfers, if you want to transfer from a different source, our app will guide you through the relevant steps for the most requested scenarios. However, you’re free to contact us via secure message in our app or phone us. You should check with your current provider if they will prevent you from selling while they process your transfer request, as this may not be in your best interests. All transfers into CMC Invest can be tracked on our app so you’ll receive relevant updates on your request.

Can I transfer a cash or innovative finance ISA to a stocks & shares ISA?

Yes, you can. You can transfer three types of ISA (cash, stocks & shares, and innovative finance) to your CMC Invest stocks & shares ISA. You’ll just need to open your CMC Invest stocks & shares ISA first before you start the transfer process.

What happens if CMC Invest doesn’t offer one of my assets?

We’re growing our investment universe, so might not currently have access to all the markets you're invested in. If you want to transfer over an investment that we don't yet offer, we’ll try to add that investment to our app when possible. You can also choose to either leave your asset at your current provider or sell it and transfer the proceeds across to us as cash, which you can then reinvest.

If you want to transfer a mutual fund that’s exclusive to your current provider, we’ll ask you if you’d like to convert that asset to a common fund class that we are able to hold. As with shares, you also have the option to leave that asset at your current provider or sell it and transfer the proceeds across as cash.

What if I need CMC Invest’s information to complete transfer documents from my current provider?

If your current provider requires you to complete additional forms to transfer to us, you can use the information below to help.

- Name of Receiving Scheme/Provider = CMC Invest SIPP

- The telephone number for Receiving Scheme/Provider = “insert client service number”

- Contact name at Receiving Scheme/Provider = Transfers Team

- Name of Receiving Scheme Administrator = Quai Administration

- Telephone number for Receiving Scheme Administrator = 01733 305740

- Contact name at Receiving Scheme Administrator = Wealth Management Team

- Address of Receiving Scheme Administrator = 16 Tesla Court, Innovation Way, Peterborough, PE2 6FL

- MRC reference number = 20008032RK

- FCA registration number = 948126

For further assistance contact us at +44 (0)20 3003 8303, Monday to Friday 07:30 to 21:30.