Diversify with Mutual Funds

Take advantage of 1,000+ professionally managed funds that allow you to invest across different industries, countries and types of assets, such as shares, bonds and property. Upgrade today and start investing in Mutual Funds.

When you invest, your capital is at risk.

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CMC Invest

What are Mutual Funds?

A Mutual Fund pools money together from different investors, and it is the fund manager's responsibility to invest on everyone's behalf. The fund can be invested in different types of assets, such as shares, bonds, property, and other securities based on the fund's investment objective, which can be found in the Key Investor Information Document (KIID).

Investing in a fund, or multiple funds, can help you easily diversify and spread your risk across different types of assets, countries and sectors. As the fund will be professionally managed, this will save you time from choosing and managing individual investments.

Mutual Funds are available to subscribers.

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What we offer

As investors, we understand the impact of high ongoing fees on your portfolio, especially as you diversify and spread risk. To ensure you get the most from your investing journey, we believe in giving greater value. Browse our subscription plans and see everything that's included when you upgrade to Plus for Mutual Funds.

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£0 commission

No matter how much you invest, you can count on our £0 commission. Other charges apply.

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0.50% FX fees

We offer competitively low FX fees so you can benefit more when you buy or sell international investments.

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USD & EUR wallets

Save money on FX fees with our currency wallets. Convert cash once then hold it in USD or EUR for future investments.

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ESG rating & preferences

You can pick investments that align with your core values. You can also predefine your ESG preferences and be alerted when a company or fund does or doesn't match your criteria.

Do you have more questions about Mutual Funds? Check out our FAQs

How to buy a Mutual Fund

Buy and sell Mutual Funds with our easy-to-use iOS and Android apps.

  1. Search for the Mutual Fund you want, select it, and tap 'Buy'.

  2. Add how much you want to invest. Then tap 'Review order'.

  3. When you're ready, tap 'Buy' to invest.

When you invest, your capital is at risk.

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Straightforward and transparent price plans

Browse and choose from one of our subscription plans that suits what you need. No hidden fees, no nasty surprises, just straightforward and transparent pricing. FX fees and UK government charges may apply.

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Core

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Plus

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Premium

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Core

Free

Accounts included

  • General Investment Account
  • Flexible Stocks & Shares ISA
  • Self-invested Personal Pension

Features

  • 0% Commission
  • 2% interest on uninvested cash
  • 3,000+ US shares
  • Large-cap UK shares
  • 400+ ETFs and Investment Trusts
  • USD & EUR currency wallets (GIA only)
  • Mid-cap UK shares
  • 1,000+ Mutual Funds
  • Bull vs Bear insight
  • Company fundamental analysis

When you invest, your capital is at risk.

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Plus

£10 /month

First 3 months free*

Accounts included

  • General Investment Account
  • Flexible Stocks & Shares ISA
  • Self-invested Personal Pension

Features

  • 0% Commission
  • 2% interest on uninvested cash
  • 3,000+ US shares
  • Large-cap UK shares
  • 400+ ETFs and Investment Trusts
  • USD & EUR currency wallets (GIA only)
  • Mid-cap UK shares
  • 1,000+ Mutual Funds
  • Bull vs Bear insight
  • Company fundamental analysis

When you invest, your capital is at risk.

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Premium

Coming soon

Accounts included

  • General Investment Account
  • Flexible Stocks & Shares ISA
  • Self-invested Personal Pension

Features

  • 0% Commission
  • 2% interest on uninvested cash
  • 3,000+ US shares
  • Large-cap UK shares
  • 400+ ETFs and Investment Trusts
  • USD & EUR currency wallets (GIA only)
  • Mid-cap UK shares
  • 1,000+ Mutual Funds
  • Bull vs Bear insight
  • Company fundamental analysis
Join the waitlist

When you invest, your capital is at risk.

For a full list of live and upcoming features, compare our subscription plans.

*Subject to terms and conditions.

Frequently asked questions

Do I own the investments in my fund's holdings?

The shares you own only represent your portion of the fund's portfolio holdings and not the underlying investments.

Are Mutual Funds professionally managed?

Yes. Mutual Funds are managed by a fund manager that will determine how the investors' pooled money is invested. To get a better understanding of the fund and whether it aligns with your investment strategy, every fund must provide a Key Investor Information Document, better known as a KIID, to give you the important information you need.

What's the difference between active and passive management?

Actively managed mutual funds are run by a fund manager and team of analysts. They choose the fund’s investments, making changes as needed to keep the fund performing as well as possible. These funds aim to outperform broader markets and other competing funds, although there are no guarantees.

Passively managed mutual funds, also known as 'tracker funds', take a different approach. Rather than trying to do better than the market, they track an index representing it, so their performance is tied to the ups and downs of the market they're following. Both types have their advantages. With no active manager or analysts to pay for, passive funds usually have lower fees, but there’s also little potential for outperforming the market.

What are the fees associated with Mutual Funds?

Mutual Funds will charge a management fee, which is commonly known as a 'Fund charge', which can vary in percentage depending on the Mutual Fund. You can find out the fees of a Mutual Fund in the Key Investor Information Document (KIID).

Can I buy and sell Mutual Funds the same as ETFs?

Using the CMC Invest app you can place the buy and sell order for a Mutual Fund whenever you want, at any time. However, Mutual Funds are priced once a day and the dealing in Mutual Funds are different to ETFs. For more information read our article here.

Investments can rise and fall in value. When you invest, your capital is at risk.

Learn

We've compiled some brief descriptions of certain strategies you may come across on your investing journey.

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Financial goals

Having a financial goal could help you make the right decision during your investing journey. Browse our goals and see what resonates with you.

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