Diversify with Mutual Funds
Take advantage of 1,000+ professionally managed funds that allow you to invest across different industries, countries and types of assets, such as shares, bonds and property. Switch today and start investing in Mutual Funds.
When you invest, your capital is at risk.



What we offer
As investors, we understand the impact of high ongoing fees on your portfolio, especially as you diversify and spread risk. To ensure you get the most from your investing journey, we believe in giving greater value. Browse our price plans and see everything that's included when you switch to Plus for Mutual Funds.
£0 commission
Have more cash to put towards your investments by saving money on commission on every trade. Other charges apply.
FX fees
For every international asset you buy or sell, we’ll always offer an FX fee of 0.50%.
USD & EUR wallets
Save money on FX fees with our currency wallets. Convert cash once then hold it in USD or EUR for future investments.
ESG rating & preferences
You can pick investments that align with your core values. You can also predefine your ESG preferences and be alerted when a company or fund does or doesn't match your criteria.
Do you have more questions about Mutual Funds? Check out our FAQs
Looking for something specific?
Use our dropdown selector above to help you find the information that matters to you the most.
Straightforward and transparent price plans
Browse and choose from one of our plans that suits what you need. No hidden fees, no nasty surprises, just straightforward and transparent pricing. FX fees and UK government charges may apply.
Core
Plus
Premium
Core plan
£0
Always pay nothing for our Core plan. Our Core plan will always be £0/month.
Accounts
- Easy access Cash ISA
- General Investment Account
- Flexible Stocks & Shares ISA
- Self-invested Personal Pension
Benefits
- £0 Commission
- 3,000+ US shares
- Large-cap UK shares
- 400+ ETFs and Investment Trusts
- 2% interest on cash balances
OFFER
Plus plan
£10 £0
Get our Plus plan for £0/month for the first 3 months* then pay up to £10/month.
Accounts
- Easy access Cash ISA
- General Investment Account
- Flexible Stocks & Shares ISA
- Self-invested Personal Pension
Benefits
- Everything in Core
- 1,000+ Mutual Funds
- Mid & Small-cap UK shares
- AIM shares
- USD & EUR wallets (GIA only)
OFFER
Premium plan
£25 £0
Get our Premium plan for £0/month for 12 months^, then pay up to £25/month.
Accounts
- Easy access Cash ISA
- General Investment Account
- Flexible Stocks & Shares ISA
- Self-invested Personal Pension
Benefits
- Everything in Core and Plus
When you invest, your capital is at risk.
*Plus plan 3-month free promotion terms and conditions.
^Premium plan 12-month free promotion terms and conditions.
For the full list of platform benefits, compare our price plans.
Frequently asked questions
What is a Mutual Fund?
Mutual funds are an investment that pools your money together with money from many other investors. Fund managers then invest the money in a wide range of investments, depending on the mutual fund’s objective, investment strategy, and policy.
Why would someone invest in a Mutual Fund?
Funds are popular with investors as they offer easy access to a ready-made investment portfolio, run by an expert in their field (the fund manager). This takes away much of the pressure of choosing and managing your own individual investments, while providing diversification benefits to your portfolio.
What's the difference between active and passive management?
Actively managed mutual funds are run by a fund manager and team of analysts. They choose the fund’s investments, making changes as needed to keep the fund performing as well as possible. These funds aim to outperform broader markets and other competing funds, although there are no guarantees.
Passively managed mutual funds, also known as 'tracker funds', take a different approach. Rather than trying to do better than the market, they track an index representing it, so their performance is tied to the ups and downs of the market they're following. Both types have their advantages. With no active manager or analysts to pay for, passive funds usually have lower fees, but there’s also little potential for outperforming the market.
Are there fees for investing in Mutual Funds?
Mutual Funds are available with our Plus and Premium plans. We don’t charge commission for individual deals in mutual funds, as with all investments available through our app.
The mutual funds themselves usually have their own management fees and you can find details about these in the key information document (KID) or the key investor information document (KIID). Links to these can be found when viewing a particular mutual fund, and again on the order review screen. The fund manager will deduct these fees from the assets within the fund and you can find details of these fees in the ‘Annual Cost Disclosure’, provided to you after each tax year. In rare cases, mutual funds also have an entry fee, exit fee or performance fee. You can find full details of these charges in the KID or KIID.
UK stamp duty and PTM levy don’t apply to mutual funds.
How is income from Mutual Funds distributed?
Mutual Funds usually offer two different class types, ‘income’ (distributing) and ‘accumulation’. With ‘income’ units, any income earned by the mutual fund (like dividends from companies or interest from bonds) is distributed or paid out to you.
With ‘accumulation’ units, the income is automatically reinvested in the mutual fund. You don’t receive an income payment – instead the income will be reflected in the unit price of the accumulation class.
How do I find the ‘income’ class for a Mutual Fund on the app?
When viewing a Mutual Fund you’re interested in, scroll to the bottom of the ‘Overview’ tab to see the different versions or classes available.
How do I invest in a Mutual Fund on the app?
- First find the mutual fund you want to invest in via the ‘Discover’ tab, then choose the mutual fund class, and make sure you’ve read the KID/KIID before continuing
- Tap the 'Buy' button
- Enter the amount you want to invest
- Tap the ‘Review order’ button and check you’re happy with your order details
- Tap ‘Place buy fund order’ when you’re ready
- You’ll then see an order confirmation screen, including details on how your order will be processed
You can view the details and status of your order under the ‘Pending orders’ tab within your account. Once your order has been executed, we’ll send you a contract note with all the details.
Will you be adding more Mutual Funds to the app?
We will be continuing to add more Mutual Funds over time, however, if there are any specifically you would like us to add, please send us a secure message by going to the home screen in the app and tapping the envelope at the top right of your screen. You can also call us on +44 (0)20 3003 8303.
How to set up and manage price alerts?
1. Find a company or fund that you want to set up an alert for
2. Tap the bell icon at the top right
3. Enter a price
4. Tap ‘Confirm’ to create price alert
You’ll need push notifications enabled for you to receive price alerts.
To manage your price alerts, tap the bell icon on the top right when viewing a stock or fund with an alert set up. From here, you’ll have two options, you can either create a new price alert or tap the delete icon next to an existing price alert.
Investments can rise and fall in value. When you invest, your capital is at risk.
Learn
We've compiled some brief descriptions of certain strategies you may come across on your investing journey.
Find out moreTransfer to us
Combine and manage existing pensions, ISAs, and GIAs with our simple in-app transfer process. Start a transfer request with our easy-to-follow steps.
Find out moreOur SIPP account
With our Premium plan, invest towards your retirement with our tax-efficient, flat-fee, SIPP account (in partnership with Quai Investment Services Ltd).
Find out more