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Start your entrepreneur journey

Whether you're planning to run a bakery or develop a new app, taking the first step and establishing your own business is exciting. While you may look to external financial backing to help support your big idea, investing and building up your own funds can also be an option. You'll need to think about how much start-up capital you'll need and what money is necessary to maintain your lifestyle as you get things up and running.

Starting a business

Before you take the plunge and get your venture off the ground, you'll need to understand how much capital you require. A good place to start is working out your business’s potential fixed costs – such as stock, equipment, marketing, admin, technology, and insurance. However long it takes you to devise your master plan, investing and growing your start-up capital in a tax-efficient account will help you get ready to start your entrepreneurial journey.

Expanding a business

Most budding entrepreneurs want to take their ventures to the next level and there may be areas of your business that could benefit from a little upgrade. When it comes to expanding, self-funding is an attractive option for many and can be aided by investing in a tax-efficient manner.

Living expenses during the pre-revenue stage

Before the profits start rolling in, it's important to consider how you'll maintain your lifestyle. You'll need to make sure you have a pot of money that allows you to manage living expenses while your venture is getting off the ground. Investing ahead of time can help you build up funds to keep you going during your early entrepreneurial days.

Our investment accounts

Flexible Stocks & Shares ISA

Our flexible stocks & shares ISA is a tax-efficient way to save and invest up to £20,000 per year. No matter how much you have saved in our stocks & shares ISA account you'll be able to access your money whenever you need it without affecting your remaining annual allowance. So, when you're ready to start your entrepreneurial journey or expand your business, you can tap into your stocks & shares ISA.

General Investment Account

Our general investment account can be a great way to invest as much as you want, any time you like, with £0 commission. If you’ve managed to reach your allowance for your flexible stocks & shares ISA, put any remaining money to work for when you need it. Be aware that the same tax benefits and advantages do not apply to a general investment account.

SIPP (Personal Pension) Coming soon

Our self-invested personal pension gives you the tax benefits of a normal pension and allows you to invest up to £60,000 per year. With no more workplace pension contributions, our self-invested person pension account can be a great option to ensure you're still contributing towards your retirement pot while you're on your entrepreneurial journey.

This information should not be used as personal or financial advice, please speak with a financial advisor if you're unsure if these products are right for you.