Financial goals

Be prepared with rainy day funds

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Build your rainy day funds

Sometimes life happens but being prepared can make a huge difference. Having 3-6 months' worth of living expenses in a savings account is a smart way to ease some of the short-term pressure. Planning for what-if moments further out (5+ years) could be worthwhile through tax-efficient investing.

Short-term unplanned expenses

Industry experts suggest having 3-6 months’ worth of living expenses in accessible cash. Having this buffer can offer you peace of mind knowing that you'll be able to cover any surprises that come your way.

Planning for the long term

You may not be able to predict the future but planning for it is the next best thing. Building a balanced investment portfolio means you can focus on your long-term financial goals and prepare for the future.

This information should not be used as personal or financial advice, please speak with a financial advisor if you're unsure if these products are right for you.