Financial goals
Be prepared with rainy day funds
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Build your rainy day funds
Sometimes life happens but being prepared can make a huge difference. Having 3-6 months' worth of living expenses in a savings account is a smart way to ease some of the short-term pressure. Planning for what-if moments further out (5+ years) could be worthwhile through tax-efficient investing.
Short-term unplanned expenses
Industry experts suggest having 3-6 months’ worth of living expenses in accessible cash. Having this buffer can offer you peace of mind knowing that you'll be able to cover any surprises that come your way.
Planning for the long term
You may not be able to predict the future but planning for it is the next best thing. Building a balanced investment portfolio means you can focus on your long-term financial goals and prepare for the future.
This information should not be used as personal or financial advice, please speak with a financial advisor if you're unsure if these products are right for you.
Straightforward and transparent price plans
Core
Plus
Premium
Core plan
£0
Always pay nothing for our Core plan. Our Core plan will always be £0/month.
Accounts
Easy access Cash ISA
General Investment Account
Flexible Stocks & Shares ISA
Self-invested Personal Pension
Benefits
£0 commission
3,000+ US shares
Large-cap UK shares
400+ ETFs & Investment Trusts
2% interest on cash balances
OFFER
Plus plan
£10 £0
Get our Plus plan for £0/month for the first 3 months*, then pay up to £10/month.
Accounts
Easy access Cash ISA
General Investment Account
Flexible Stocks & Shares ISA
Self-invested Personal Pension
Benefits
Everything in Core
1,000+ Mutual Funds
Mid & Small-cap UK shares
AIM shares
USD & EUR wallets (GIA only)
OFFER
Premium plan
£25 £0
Get our Premium plan for £0/month for 12 months^, then pay up to £25/month.
Accounts
Easy access Cash ISA
General Investment Account
Flexible Stocks & Shares ISA
Self-invested Personal Pension
Benefits
Everything in Core and Plus
When you invest, your capital is at risk.
*Plus plan 3-month free promotion terms and conditions.
^Premium plan 12-month free promotion terms and conditions.
For the full list of platform benefits, compare our price plans.
Download the CMC Invest app to get started.
When you invest, your capital is at risk.
Protected
FCA
Regulated
FTSE 250
Group
