Financial goals

Investing for your retirement

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When you invest, your capital is at risk. Other charges may apply.

How do you see your retirement?

Retirement is your chance to reward yourself and start a new chapter. Depending on when you want to retire, how you want to live during your golden years, or what you want to gift to the next generation, building a nest egg can get you closer to financial freedom. Start your investing journey for the future you want to see.

Lifestyle

Retirement planning starts with having an idea about the lifestyle you want to lead – traveling the world, playing golf every day, or helping to look after grandchildren. Investing in a tax-efficient way gives you a greater opportunity to grow your money, control your investments, and build the pot you need when the retirement chapter of your life begins.

New hobbies

When you retire it's no secret that you'll have a lot more free time on your hands, so taking up a hobby is the perfect way to have a balanced life and keep your mind stimulated. Reconnecting, or even figuring out what you're interests and passions are may take some time and self-discovery, but putting money aside through tax-efficient investing can come in handy. So whether you want to start collecting classic art pieces, dabble in vintage wines, explore the oceans through scuba diving, or simply just lower your golf handicap. Let yourself roam free.

Lifetime gift & inheritance

Investing for retirement gives you a chance to leave gifts behind for future generations. The fruits of your investments can be passed down to your children – or even your grandchildren – to help them with their financial goals. For example, getting a foot on the property ladder or studying at university debt free. Please speak to a financial advisor for more information about gifting and inheritance.

FIRE (financial independence, retire early)

We've all probably dreamed of hanging up our work boots and sailing off into the sunset a little earlier than expected. Make that dream a reality sooner. Through careful planning, good financial discipline, and early tax-efficient investing, you'll give yourself a chance at building the pot you need to reach financial freedom earlier.

Our investment accounts

Flexible Stocks & Shares ISA

Our flexible stocks & shares ISA is a tax-efficient way to save and invest up to £20,000 per year. Having a flexible ISA can be a great way to complement your pension and can be used in different ways to support your retirement goal(s). For example, in combination, your ISA can help with tax-free investment growth, support early retirement, and pension preservation.

General Investment Account

Our general investment account can be a great way to Invest as much as you want, any time you like, with zero commission. If you’ve managed to reach your allowance for both your flexible stocks & shares ISA and SIPP, put any remaining money to work to help grow your retirement pot. But be aware that the same tax benefits and advantages do not apply to a general investment account.

SIPP (Personal Pension) Coming soon

Our self-invested personal pension gives you the tax benefits of a normal pension and allows you to save and invest up to £40,000 per year. With a SIPP you’re in complete control of your investments and how you grow your retirement pot. And with that pot, it can help you maintain your standard of living, help lessen financial burden, or put something aside for the next generation.

This information should not be used as personal or financial advice, please speak with a financial advisor if you're unsure if these products are right for you.